Checking Accounts

We offer a variety of personal checking accounts. Take a look at the features and choose the one that best fits your needs.

Personal Checking Accounts

 

Regular Checking

NOW Checking

Super NOW Checking

Opening Deposit

$25.00

$400.00

$1,500.00

Minimum Balance Requirement

Tiered

$400.00

$1,500.00

Monthly Service Fee

$300.00 and over ........... None
$299.99 to $200.00 ......... $1.00
$199.99 to $100.00 ......... $2.00
Under $100.00 ................ $3.00

Service fee waived for Seniors (age 55+) and students up to 25 years old with proper ID

 $5.00

 $10.00

Debit Card Offered

X

X

X

Checks Offered

X

X

X

Interest Earned

No

X

X

(Interest converts to NOW checking account rates if balance drops below $1,500.00)

Additional Features

Free Checks for Seniors (age 55+)

   

Free eStatements

X

X X

Additional Information

When enrolling in online banking, you will be given the opportunity to sign up for eStatements or to continue receiving paper statements. If you elect to continue receiving paper statements, a fee of $3 per statement, per account, will apply. Only those enrolled in Online Banking will be affected by this fee.

Business Accounts

 

Regular Checking

NOW Checking

Super NOW Checking

Opening Deposit

$25.00

$400.00

$1,500.00

Minimum Balance Requirement

Tiered

$400.00

 $1,500.00

Monthly Service Fee

$300.00 and over ........... None
$299.99 to $200.00 ......... $1.00
$199.99 to $100.00 ......... $2.00
Under $100.00 ................. $3.00

$5.00

$10.00

Checks Offered

X

X

X

Interest Earned

No

X

X

(Interest converts to NOW checking account rates if balance drops below $1,500.00)

Free eStatements

X

X

X

Additional Information

 

When enrolling in online banking, you will be given the opportunity to sign up for eStatements or to continue receiving paper statements. If you elect to continue receiving paper statements, a fee of $3 per statement, per account, will apply. Only those enrolled in Online Banking will be affected by this fee.

 

 

Find Us in El Dorado Springs Call Us at 417-876-6811 Email Us Send Us a message

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