Savings Products

Earn a competitive rate of interest while enjoying the flexibility that our accounts provide.

Compare Savings Accounts


SavingsMoney Market
Minimum Opening Deposit $25  $1,500 
Minimum Balance Required $0 $1,500
Monthly Service Charges $0 Service fee of $10 if account falls below the minimum required balance
Interest Earned X


Earn a competitive interest rate

Transaction Limits

Limit of 6 transactions per quarter

A fee of $0.50 per transaction after 6 withdrawals

Limit of 6 transactions per month

An excess item fee of $10.00 for each additional debit transaction

Free eStatements X X
Additional Information When enrolling in online banking, you will be given the opportunity to sign up for eStatements or to continue receiving paper statements. If you elect to continue receiving paper statements, a fee of $3 per statement, per account, will apply. Only those enrolled in Online Banking will be affected by this fee.


CD’s and IRA’s

Do more with your money by investing in a low-risk CD or IRA. Our traditional CDs have several term options to fit your needs. An IRA is a great way to prepare for your retirement with tax advantages.

Certificate of Deposit


  • Various ranging terms
  • Competitive rates


  • Minimum opening balance of $1,000
  • Penalty for early withdrawal
  • Grace period of 10 days after maturity
  • Automatic renewal into like term after grace period, earning current interest rate for that term

Individual Retirement Account


  • Traditional and Roth IRA plans available
  • Various fixed or variable rate options


  • Minimum opening balance of $100.00
  • Penalty for early withdrawal

If you are retiring or changing jobs, you can avoid withdrawal penalties by transferring your employer held retirement assets to an IRA or other qualified plan. You can ask your employer to arrange for a “direct rollover” of your money into a new IRA account, or you can do it yourself with an IRA-to-IRA rollover.

Find Us in El Dorado Springs Call Us at 417-876-6811 Email Us Send Us a message

Next Section

Back to Top

Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge